I still remember how i was hooked onto the digital wallet about six or seven years ago, it was an offer by an ice cream brand(Kwality Walls) to refund the full cost of the product through payment by Paytm wallet. after that, there was no stopping me in using the digital wallet initially or UPI after it was enabled in Paytim platform. i could have made close to five lakh rupees worth of payments through UPI platform now.who would have thought that the twenty rupees offer then would have made me to use the platform for sending five lakh rupees till now.
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